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All you have to do is add your credit or debit cards.

Assuming it's supported, adding your existing i Tunes credit or debit card to Apple Pay is a breeze.

One news report details a woman charging more than 0 with no problem.

Keep on shopping While certain card issuers, including Discover and Wells Fargo, mail cards that can't be used without activation, some, such as Capital One and Bank of America, may allow small purchases -- a coffee at Starbucks, for instance, or an online buy.

Worst-case, you may just need to call your card issuer.At Credit Sesame we believe that doing a credit check is vital to your financial well being, and that is why offering you this free service is an important part of our company.Our patented analysis takes a look at your credit history and any debt situation daily and advises you on how much you can save on loans, credit card debt, and your home mortgage.Capital One, for example, automatically adds and activates your card for Apple Pay after you accept your terms and conditions.Citibank, however, requires an activation code; to get it, the bank will robo-call or text the number you have on file.Note: Apple Pay's photo-detection only works on with embossed numbers; if you have a credit or debit card with flat numbers, you'll have to enter it manually.

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